Financial Wellness For All
Wealth is a Community
affair
Our foundation was born from a deep desire to address the critical need for financial education throughout our communities, creating positive change and leaving a lasting impact for generations to come.
Financial knowledge gap
1 in 2
U.S. adults lack basic financial knowledge and wellness skills
8 years unchanged
TIAA Institute–GFLEC, 2025
Annual cost of the gap
$246B
Lost by Americans due to unmet financial education needs in 2025
~$948 per person
NFEC Survey, 2025
Financial wellness disparity
38%
Financial wellness rate among Black Americans vs. 53% for White Americans
15 point gap
P-Fin Index, 2025
Ready to learn
55%
Of adults who want to improve their financial knowledge don't know where to start
LWM is the answer
Intuit Survey, 2024
The gap is growing
Financial knowledge across America has declined over the past three years, falling below 2017 levels. The communities with the least access to education are falling furthest behind.
4% since 2020
The next generation needs us
Young adults have the lowest financial wellness rates of any age group, yet 35% are actively seeking financial education, the highest enrollment rate of any generation.
35% seeking education
Education changes outcomes
Financial wellness is directly tied to income, stability, and generational wealth. Only 28% of Americans earning under $25K have strong financial knowledge. Education is the bridge.
28% have access
Why financial education matters — the data behind our mission
OUR mission
To expand access that can open doors to life-changing opportunities.
This foundation was formed to become a platform where financial education can address the underlying need and desire for financial wellness, inspired by the voices and stories of those that thirst for better financial circumstances.
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We are eager to support individuals and organizations that share their talents to stabilize, empower, and elevate others.
By investing in financial education programs that strengthen economic independence and expand access to opportunity, we are building a future where generational wealth is not a privilege, it is a shared outcome.
Our purposeful giving aligns our values to strengthen communities, impact lives, and create a meaningful difference for future generations.
OUR vision
Empowering generations to meaningful change and financially resilient communities.
OUR foundation
Born from a deep desire to address the critical need for financial education in our communities.
Creating positive change and leaving a lasting impact — that is what shapes everything we do. We believe that financial wellness is not something reserved for a select few. It is something every person in our community deserves access to.
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LWM Foundation is dedicated to absolute transparency and integrity, ensuring that resources are directly utilized for maximum grassroots impact.
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Our purposeful giving aligns our values to strengthen communities, impact lives and create a meaningful difference in the balance between resources and deserving individuals and organizations. It is how we reinforce our commitment to lasting change for future generations.